Personal finance apps are a dime a dozen these days, and each one has its own unique set of strengths and weaknesses. To help you figure out which one is best for you, we tested out a few of the The best personal finance apps provide several different features (e-mail reminders, bill due dates, track subscriptions, shared wallets, etc.) for managing your overall finances. All the apps on our list are available on both iOS and Android, so you can enjoy no matter which smartphone giant you're partial to. Best budgeting and personal finance apps for 2020. Apple Card (iOS: Free) (Image credit: Apple) For iPhone users, any talk about tracking spending should start with the Apple Card . While it's a PocketGuard (Android, iOS: Free) Wally (Android, iOS: Free) Wallet (Android, iOS: Free) MoneyStrands